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LOANS

Borrowing money makes most people feel uncomfortable. The right borrowing decisions can actually improve your financial situation. Loans help you build your credit so that you are able to capitalize on investment opportunities. When used correctly, loans help you leverage your purchasing power and achieve long-term financial security.

Our professional loan consultants and officers can help you assess your borrowing situation, and recommend the best type of loan for your needs. Call or stop by one of our six convenient locations to sit down and discuss your situation.

MORTGAGE LOANS

Owning your home is a dream shared by most people. We can help you make that dream come true by offering flexible loan financing options ranging from fixed rates to variable rate mortgages. Apply online for a fixed rate mortgage, or talk to us about your needs. Click here for our current rates.


USDA HOME LOAN
100% Financing

The USDA home loan program requires no down payment for the purchase of a home! It also allows for closing costs to be either paid by the seller in full, or closing costs may be permitted to be added into the total amount of the loan. This allows you to need very little money up-front to buy your home. This program is sponsored by the USDA and does have a few requirements such as income level and for buyers looking to purchase a home in a rural defined population service area. Ask us about the details and learn more about this great opportunity, or start the process now, and Apply online! Please note, interest on the portion of the loan that exceeds the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Please consult a tax advisor for further information regarding the deductibility of interest and charges.


CONSTRUCTION LOANS

Let us help you build the home of your dreams. You will have many decisions to make, but none are more important than picking the right lending partner. Our loan professionals can help eliminate some of the headaches by customizing a loan that works for you.


HOME EQUITY LINE OF CREDIT

Use your home equity to consolidate bills, buy a new car, pay for tuition, or remodeling projects. Check out this affordable option where interest is often tax deductible.


CONSUMER LOANS

We offer financing options for cars, trucks, boats, motorcycles, ATV’s , aircraft, watercraft and other recreational purchases.


COMMERCIAL LOANS

Talk to us about your business investment plans. Whether you are buying a company, expanding your facility or purchasing new equipment to grow your business, we offer a variety of options including SBA loans.

 

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