Bank of Washington: Rates

These rates are effective as of: May 24, 2013

CHECKING AND SAVINGS

Accounts insured by FDIC

Account Type	Minimum Opening Deposit	Interest Rate	APY* (Annual Percentage Yield)	Minimum Balance to Earn Stated APY

Now Account	$1,000.00	0.25%	0.25%	any balance
Senior Advantage	$5,000.00 aggregate deposit relationship	0.35%	0.35%	any balance
Senior Advantage Green	$5,000.00 aggregate deposit relationship	0.75%	0.75%	$30,000.00 & under
Senior Advantage Green	$5,000.00 aggregate deposit relationship	0.35%	0.35%	over $30,000.00
Green Advantage	$25.00	0.75%	0.75%	$30,000.00 & under
Green Advantage	$25.00	0.25%	0.25%	over $30,000.00
Money Market Deposit Account	$1,000.00	0.40%	0.40%	$4,999 & under
		0.40%	0.40%	$5,000 - $19,999
		0.40%	0.40%	$20,000 - $49,999
		0.50%	0.50%	$50,000 - $99,999
		0.50%	0.50%	$100,000 - $249,999
		0.50%	0.50%	$250,000 & over
Statement Savings	$100.00	0.35%	0.35%	any balance
Health Savings Account	none	0.25%	0.25%	$2,499.00 & under
		0.35%	0.35%	$2,500.00 - $9,999.00
		0.40%	0.40%	$10,000.00 & over

*APY is effective as of the date stated above. Rates are subject to change after account opening, and certain fees may reduce account earnings. Rates are subject to change without notice.

CERTIFICATES OF DEPOSIT / IRAs

Accounts insured by FDIC

Term	Minimum Opening Deposit	Interest Rate	APY* (Annual Percentage Yield)	Minimum Balance to Earn Stated APY

91 Day	$5,000.00	0.15%	0.15%	$5,000.00
6 Month	$500.00	0.25%	0.25%	$5,000.00
12 Month	$500.00	0.40%	0.40%	$5,000.00
18 Month	$500.00	0.50%	0.50%	$5,000.00
24 Month	$500.00	0.60%	0.60%	$5,000.00
36 Month	$500.00	1.10%	1.11%	$5,000.00
48 Month	$500.00	1.25%	1.26%	$5,000.00
60 Month	$500.00	1.45%	1.46%	$5,000.00

*APY is effective as of the date stated above, and assumes monthly compounding. A penalty may be imposed for early withdrawal.

FIXED RATE MORTGAGE LOANS

Mortgage Rates and Terms are Subject to Change Without Notice

Term	Interest Rate	APR (Annual Percentage Rate)	Monthly Principal and Interest

30 - Yr. (360 Payments)	3.750%	3.783%	578.93
15 - Yr. (180 Payments)	2.875%	2.932%	855.77

Rate adjustments may apply based on credit score. Rates are quoted with the "NO POINT" option. Lower rates available with other point options. Annual Percentage Rate (APR) and monthly P&I calculated on loan amount of $125,000.00, assuming a down payment of 20%, and an anticipated 30-day rate lock period. Payment amounts shown above will be higher if taxes and insurance are included.

100% USDA FIXED RATE MORTGAGE LOANS

Mortgage Rates and Terms are Subject to Change Without Notice

Term	Interest Rate	APR (Annual Percentage Rate)	Monthly Principal and Interest

30-yr. (360 payments)	3.500%	4.007%	592.32

Rate adjustments may apply based on credit score. Rates are quoted with the "NO POINT" option. Lower rates available with other point options. *USDA loans require a 2% guarantee fee that may be financed into the loan, along with a monthly fee based upon the loan amount. Principal and interest calculated on purchase price of $125,000 including guarantee fees. Escrows are required, but not included in above payment. USDA income guidelines apply, along with USDA property eligibility.