Smart Banking for Smart Business
Built for Growth. Designed for Control.
The Embark Business Account from Bank of Washington is more than just a checking account, it's a financial command center for business owners and CFOs who demand efficiency, flexibility, and value.
Why Business Leaders Choose Embark
Cash Management Power — Included
Get 3 free Cash Management Services, such as ACH Origination, Remote Deposit Capture, Target Sweep Account, Wire Transfers, or Online Bill Pay.
Positive Pay Fraud Protection
Safeguard your business from check fraud with Positive Pay, included at no extra cost.
No Monthly Maintenance Fee
Maintain a $50,000 average monthly balance and receive eStatements and enjoy zero maintenance fees - a smart move for businesses managing larger cash flows.
Digital Banking that Works for You
Access robust Business Digital Banking tools tailored to your operations, whether you're in the office or on the go.
Who It's For
- Established businesses managing significant cash flow
- CFOs seeking integrated financial tools and fraud protection
- Business owners who want a relationship with a local, responsive bank
Backed by a Community Bank That Gets It
At the Bank of Washington, we understand that your business is more than numbers. That’s why we offer personalized service, local decision-making, and a commitment to your success.
Ready to Embark?
Open your Embark Business Account today and take control of your business finances with confidence.
Embark Business Account Details
Unique Benefits
- 3 Free Cash Management Services
- Positive Pay
- No monthly maintenance fee with a minimum monthly average balance of $50,000 and eStatements.
- $25 minimum opening deposit
Included Traditional Benefits
- Digital Banking
- eStatements
- Debit Card
- Account Alerts
- Daily Reporting
- Mobile Deposit
- Wire Module1
- QuickBooks® Integration
Monthly Pricing Details
- $35 fee with a monthly average balance below $50,000
- $5 fee for paper statements
1 Wire Module provides the online service, each wire is subject to an additional wire transfer fee. Wire limits determined through a credit assessment.
Thinking About Switching? Here’s What Business Leaders Ask Most:
What makes the Embark Business Account different from other business checking accounts?
The Embark Business Account is designed for businesses that want more than just a place to park their money. It includes 3 free Cash Management Services, Positive Pay fraud protection, no monthly maintenance fees (with qualifying balance and eStatements), unlimited transactions, and robust digital banking tools—all backed by the personalized service of a local bank.
Are there really no transaction limits?
Yes! Unlike many business accounts that charge for high activity, the Embark Business Account offers unlimited transaction volume. That means you can run your business without worrying about extra fees for doing what you do best.
What are the requirements to avoid the monthly maintenance fee?
Maintain an average monthly balance of $50,000 and enroll in eStatements to waive the monthly maintenance fee entirely.
What Cash Management Services are included?
You can choose any 3 of the following services at no additional cost:
- ACH Origination
- Remote Deposit Capture
- Target Sweep Account
- Wire Transfers
- Online Bill Pay
Plus, Positive Pay is included.
These tools help streamline your operations and improve cash flow management.
Is this account a good fit for growing businesses?
Absolutely. Whether you're scaling up or managing complex cash flows, the Embark Business Account offers the flexibility, tools, and support to grow with you.
How secure is this account?
Security is a top priority. With Positive Pay included, you get proactive fraud protection against check fraud. Plus, our digital banking platform uses advanced encryption and multi-factor authentication.
Can I manage my account online or on mobile?
Yes! Our Business Digital Banking platform gives you full control—view balances, transfer funds, approve ACH and wires, and more—from your desktop or mobile device.
Why should I switch to Bank of Washington?
We’re not just a bank - we’re your partner. As a locally owned, community-focused bank, we offer:
- Faster decisions made locally
- Personalized service from people who know your business
- A commitment to helping your business thrive