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Prosper Account


The account designed to be your save and spend account. 



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Minimum Opening Deposit: $1,000
APY: 1.00%
Interest Rate: 1.00%
Minimum Balance to Earn APY: Any balance
 
APY (Annual Percentage Yield) is effective as of . APY is calculated using the daily balance method, based on minimum balance requirements. On checking and savings accounts, rates are subject to change without notice after account opening. Fees may reduce the earnings on the account. 







Great Unique Benefits:


Plus Classic Benefits:

  • Access to more than 40,000 surcharge fee-free ATMs nationwide with MoneyPass®
  • Debit card that works with digital wallets like Apple Pay® and Google Pay™
  • Digital Banking with Bill Pay, Pay People, Alerts, Mobile Deposit, Financial Tools


The Fine Print:

  • $1,000 minimum opening deposit
  • Receive eStatements ($5 monthly fee for paper statements)
  • Maintain a minimum balance of $1,000 ($10 monthly fee if balance falls below $1,000)


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Account Opening Checklist
We cannot wait to serve you! Here is a quick list of items to have at the ready when opening a new personal account with us:
  • Name, address, and date of birth
  • 2 forms of ID: A social security card, birth certificate, a drivers license or other identifying documents
  • A piece of mail with your address, for example a utility bill
 
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See All Our Checking Account Options

When it comes to checking accounts, we've got you covered. Our accounts come standard with some really great perks. See which one is the right fit for your needs!

Learn more about our Checking Accounts

 

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Kids Go Green Programs
Learning the importance of saving money and making a positive impact on your community are just two of the many positive outcomes for kids by participating in our Kids Go Green savings programs.
 
 
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Savings Accounts

What pairs well with a checking account? A savings account! Starting a savings account and putting money aside, whether it is for emergencies or to reach a long-term savings goal, is often an essential step in building your financial wealth. 

Learn more about our Savings Accounts

 

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Traveling, commuting, moving?!

No worries, we can still be your bank.

With features like these, we are here for you everywhere:
  • MoneyPass®: Lets you use more than 40,000 ATMs nationwide to get cash surcharge fee-free.
  • Digital Banking: Lets you manage your money from your phone, laptop, tablet. 
  • Mobile Deposit: Lets you deposit checks from anywhere directly into your account.