ePay; Fast, Easy, Secure

ePay: Flexible Loan Payment Options



ePay: A Fast, Easy, Secure Way to Make Your Loan Payments

 
At Bank of Washington, we believe managing your finances should be simple, flexible, and designed to fit your daily life. ePay gives you convenient ways to make your loan payments securely, quickly, and in the way that works best for you.

Whether you prefer to handle payments inside Digital Banking or you want additional flexibility, ePay is here to support how you bank. It’s another dependable option that helps you stay organized and on schedule.
 


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Flexible Ways to Make Your Loan Payments

  • Pay Your Way: ACH or debit card
  • Designed for Ease and Peace of Mind
    • Real-time posting
    • One-time, recurring, or autopay options
    • Email and text alert options
    • Secure transactions backed by us
    • User-friendly experience
 
Note: If you already use Digital Banking, you can keep paying your loan there anytime. ePay simply gives you another easy, flexible way to make payments.



























Choose How You Want to Use ePay

ePay gives you flexible options for making your loan payments online. Whether you want to make a quick one‑time payment, set up recurring payments, or log in to manage your account, choose the option that fits your needs.
Make a Guest Payment
Perfect for quick, one-time payments.
No login required, just your loan account number and basic information.
 
Enroll in ePay
Create your ePay profile to unlock more features.
View payment history, set up recurring payments, and manage your preferences, including alerts.
 
Log In to ePay Portal
Already enrolled?
Access your ePay dashboard anytime to view history, manage recurring payments, edit alerts, and make updates.
 






ePay Help & FAQs
If you’re looking for quick answers about using ePay, you’re in the right place. These FAQs will help you make your loan payments confidently and easily.
ePay is a convenient way to make payments on your Bank of Washington loan using a debit card or an external checking or savings account.
  • Payments made by 7:00 PM are applied the same day.
  • Payments made after 7:00 PM, or on weekends or holidays, post the next business day.
You’ll need one of the following to look up your loan:
  • Loan account number (required for first‑time login)
  • Email address
  • Phone number
 
You’ll also need:
  • Last 4 digits of your SSN
  • Date of birth
 
Once your loan is located, you can pay using:
  • Debit card
  • Checking account
  • Savings account
 
Pro tip: If you're paying with a debit card, please be aware of any daily transaction limits your card may have. This can affect whether your payment processes successfully.
 
Be sure to have your routing and account number, or debit card number, expiration date, and CVV.
ePay is a great option if you have a loan payment due with Bank of Washington and want to make a payment using a debit card or an external bank account.
No. ePay accepts debit cards, checking, or savings accounts only.

Digital Banking – “Pay Loan"

  • You can continue making payments the same way you always have. Digital Banking allows you to make direct loan payments from your Bank of Washington checking account. It’s simple, familiar, and works just as it always has.

 

ePay

ePay gives you additional payment flexibility. With ePay, you can make your loan payment using:

  • A debit card, or
  • An external checking or savings account
 

Both options are secure. ePay just offers more ways to pay, depending on what’s most convenient for you.