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Debit Card

Whether you are shopping in downtown Washington or ordering your favorite music online, with the Bank of Washington debit card, you can access your account from almost anywhere. 


Whether you are a new customer opening an account, or a current customer who needs a replacement card, with instant debit cards, you can get your debit card in a matter of minutes! 

With MasterCard’s® Zero Liability policy, you won’t be liable for promptly-reported, unauthorized purchases or ATM transactions. Read the full policy here.

Every transaction can be viewed almost immediately via Online Banking and Mobile Banking and is recorded on your monthly statement. 

Withdraw funds at any Bank of Washington ATM and deposit funds at select Bank of Washington ATMs.

Make everyday purchases and pay bills with merchants displaying the MasterCard® logo. Unlike credit cards, when you use your debit card, the transactions are deducted from your checking account.


Are instant debit cards different?

The design of the cards is updated, as well as instant debit cards are printed, so your card number and name are not raised as they are with older traditional cards. Other than that, your instant debit card functions in exactly the same way as a traditional card.

Can I still receive a traditional debit card?

If you prefer a standard, embossed, debit card, visit any branch or contact us . Standard cards take 7 - 10 business days to arrive.

Which locations offer instant debit cards?

All of our six locations can get you set up with an instant debit card. All four locations in Washington as well as Villa Ridge allow you to walk out of the branch with the debit card. If you visit our branch in Gray Summit, they too can help you with the option of picking up your card at another location or getting it mailed to you, which typically takes 2 - 5 business days.

What are my daily limits on my card?

You may withdraw up to $750 per day from an ATM. You may make purchases up to $1,500 per day using your card.

What are my fees when I use my debit card?
  • We will not charge you when you perform transactions at a Bank of Washington ATM. If you withdraw from an ATM not owned by Bank of Washington, there will be a $1.00 transaction fee. Also, the ATM operator may charge you a surcharge, including for a balance inquiry even if you do not complete a funds transfer.
  • The Bank of Washington does not charge a fee when making purchases using your card. In some cases, a merchant may add a fee for payments using a card.
  • If you lose your card, we will charge a $5.00 replacement fee.

Sign up today! 

Call us at 636-239-7831 or contact us for more information. 

Electronic Funds Transfer Disclosure

MasterCard's® Zero Liability Policy