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Debit Card

Whether you are shopping in downtown or ordering your favorite music online, with the Bank of Washington debit card, you can pay almost anywhere. 


wallet with a card sticking outWhether you are a new customer opening an account, or a current customer who needs a replacement card, with instant debit cards, you can get your debit card in a matter of minutes! 

card with a lock in front of itWith MasterCard’s® Zero Liability policy, you won’t be liable for promptly-reported, unauthorized transactions. Read the full policy here.

digital screens

Every transaction can be viewed almost immediately via Online Banking and Mobile Banking and is recorded on your monthly statement. 

cash coming out of an atm machine

Withdraw funds at any Bank of Washington or MoneyPass® ATM. Deposit funds at select Bank of Washington ATMs.

storefront with awningMake everyday purchases and pay bills with merchants displaying the MasterCard® logo. Unlike credit cards, when you use your debit card, the transactions are deducted from your checking account.

Which locations offer instant debit cards?

All of our six locations can get you set up with an instant debit card. All four locations in Washington as well as Villa Ridge allow you to walk out of the branch with the debit card. If you visit our branch in Gray Summit, they too can help you with the option of picking up your card at another location or getting it mailed to you, which typically takes 2 - 5 business days.

How long does it take to receive my debit card?

You can get an instant debit card on the same day you visit one of our locations. If you choose to receive your debit card through the mail, it will take about 2-5 business days.


What are the daily limits on my debit card?

You may withdraw up to $750 per day from an ATM and make purchases up to $1,500 per day using your debit card provided there are sufficient funds in your account.

How can I access my cash?

Bank of Washington’s partnership with the MoneyPass® network of ATMs gives you access to one of the largest networks in the country with more than 32,000 fee-free ATMs. So, wherever you are, you can easily withdraw cash without paying a surcharge.

How much does it cost for a replacement card if mine is lost or stolen?

There is a $5 replacement fee for lost or stolen debit cards.


Automatic Billing Updater

Mastercard uses Automatic Billing Updater (ABU) service for debit cards to help facilitate uninterrupted processing of recurring payments. ABU service provides card information updates only to qualified participating merchants with whom a Cardholder has previously established card-on-file account information to process their recurring payments. Cardholders may opt-out of the service. To opt-out, please call us at 636-239-7831 .


About MoneyPass®

Access to your cash all over the United States is easy with Bank of Washington's partnership with MoneyPass®. The MoneyPass® network of ATMs is one of the largest networks in the nation with more than 32,000 fee-free ATMs nationwide. Whether you're on vacation, traveling for business, away at school or just shopping around town, you have quick and easy access to cash from your Bank of Washington account - surcharge free when you use a Bank of Washington ATM or a MoneyPass® ATM!

It's easy to locate MoneyPass® ATMs. For a complete list, visit the MoneyPass® website.  Or, download the MoneyPass® app. Visit our Bank of Washington MoneyPass® webpage for more information.


Apply for a personal debit card!

Contact us today or visit your nearest Bank of Washington location in and around Franklin County, MO.

Electronic Funds Transfer Disclosure

MasterCard's® Zero Liability Policy