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| | Minimum Opening Deposit | APY* (Annual Percentage Yield) | Minimum Balance to Earn Stated APY |
|---|---|---|---|
| Checking & Savings | |||
| NOW Account | $1,000 | 0.15 % details | Any Balance |
| Senior Advantage | $5,000 aggregate deposit relationship | 0.25 % details | Any Balance |
| Senior Advantage Green | $5,000 aggregate deposit relationship | 0.75 % 0.25 % details | $30,000.00 & under over $30,000.00 |
| Green Advantage | $25 | 0.75 % 0.15 % details | $30,000.00 & under over $30,000.00 |
| Money Market Deposit Account | $1,000 | 0.15 % 0.15 % 0.15 % 0.20 % 0.20 % 0.20 % details | $4,999.99 & under $5,000.00 - $19,999.99 $20,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00 & over |
Statement Savings
| $100 | 0.15 % details | Any Balance |
| Health Savings Account | None | 0.25 % 0.35 % 0.40 % details | $2,499.99 & under $2,500.00 - $9,999.99 $10,000.00 & over |
| | | | |
| | | | |
| CDs & IRAs | |||
| 91 Days | $5,000 | 0.15 % details | $5,000 |
| 6 Month | $500 | 0.25 % details | $5,000 |
| 12 Month | $500 | 0.40 % details | $5,000 |
| 18 Month | $500 | 0.50 % details | $5,000 |
| 24 Month | $500 | 0.60 % details | $5,000 |
| 36 Month | $500 | 1.11 % details | $5,000 |
| 48 Month | $500 | 1.26 % details | $5,000 |
| 60 Month | $500 | 1.46 % details | $5,000 |
*APY is effective as of the date stated above, and assumes monthly compounding. APY is calculated using the daily balance method, based on minimum balance requirements. On checking and savings accounts, rates are subject to change without notice after account opening, and certain fees may reduce account earnings. Certificates of deposits rates are in effect until the first maturity and a penalty may be imposed for early withdrawal. Accounts are insured by FDIC. Click here for FDIC coverage information.
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|---|---|---|---|
| | | | |
| Fixed Rate Mortgage Loans** | |||
| 30- Yr. (360 Payments) Fixed Rate Mortgage Loan | 3.375 % | 3.429 % | $ 552.62 |
| 15- Yr. (180 Payments) Fixed Rate Mortgage Loan | 2.750 % | 2.848 % | $ 848.28 |
**Rate adjustments may apply based on credit score and loan to value greater than 80% . Rates are quoted with the "NO POINT" option. Lower rates available with other point options. Annual Percentage Rate (APR) and monthly P&I calculated on loan amount of $125,000.00, assuming a down payment of 20%, and an anticipated 30-day rate lock period. Payment amounts shown above will be higher if taxes and insurance are included. Mortgage rates and terms are subject to change without notice.
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|---|---|---|---|
| | | | |
| 100% USDA Fixed Rate Home Loans*** | |||
| 30- Yr. (360 Payments) 100% USDA Fixed Rate Mortgage Loans | 3.375 % | 4.146 % | $ 621.33 |
*** Rate adjustments may apply based on credit score. Rates are quoted with the "NO POINT" option. Lower rates available with other point options. *USDA loans require a 2.75% guarantee fee that may be financed into the loan, along with a monthly fee based upon the loan amount. Principal and interest calculated on purchase price of $125,000 including guarantee fees. Escrows are required, but not included in above payment. USDA income guidelines apply, along with USDA property eligibility. Mortgage rates and terms are subject to change without notice.