Rates

*APY is effective as of the date stated above, and assumes monthly compounding. APY is calculated using the daily balance method, based on minimum balance requirements. On checking and savings accounts, rates are subject to change without notice after account opening, and certain fees may reduce account earnings. Certificates of deposits rates are in effect until the first maturity and a penalty may be imposed for early withdrawal. Accounts are insured by FDIC. Click here for FDIC coverage information.

**Rate adjustments may apply based on credit score  and  loan to value greater than 80% . Rates are quoted with the "NO POINT" option. Lower rates available with other point options. Annual Percentage Rate (APR) and monthly P&I calculated on loan amount of $125,000.00, assuming a down payment of 20%, and an anticipated 30-day rate lock period. Payment amounts shown above will be higher if taxes and insurance are included. Mortgage rates and terms are subject to change without notice.

*** Rate adjustments may apply based on credit score. Rates are quoted with the "NO POINT" option. Lower rates available with other point options. *USDA loans require a 1.00% guarantee fee that may be financed into the loan, along with a monthly fee based upon the loan amount. Principal and interest calculated on purchase price of $125,000 including guarantee fees. Escrows are required, but not included in above payment. USDA income guidelines apply, along with USDA property eligibility. Mortgage rates and terms are subject to change without notice.