Interest rates are quoted with “NO POINTS.” The quoted Annual Percentage Rate (APR) assumes a 20% down payment and a loan amount of $125,000 with an anticipated 30 day rate lock period. If the down payment is less than 20%, mortgage insurance may be needed which could increase the APR. Payments shown above do not include taxes and insurance premiums, if applicable, the actual payment obligation will be greater. Interest rates and terms are subject to change without notice and rate adjustments may apply.

Interest rates are quoted with “NO POINTS.” USDA loans require a 1% Guarantee Fee that may be financed into the loan amount along with a monthly fee based on the loan amount. USDA income guidelines apply, along with USDA property eligibility. The quoted APR assumes no down payment and a loan amount of $125,000 with an anticipated 30 day rate lock period. Payments shown above do not include taxes and insurance premiums, but the escrow of these items is required and will result in a higher payment amount. The monthly Guarantee Fee on $125,000 is included in the above payment. Interest rates and terms are subject to change without notice and rate adjustments may apply.

APY is effective as of the date stated above, and assumes monthly compounding. APY is calculated using the daily balance method, based on minimum balance requirements. On checking and savings accounts, rates are subject to change without notice after account opening, and certain fees may reduce account earnings. Accounts are insured by FDIC. Click here for FDIC coverage information.