Prosper Account: The account designed to be your save and spend account.
Great Unique Benefits:
- Earn interest on any balance
- Free Identity Shield defense & restoration
Plus Classic Benefits:
- Access to more than 32,000 fee-free ATMs nationwide with MoneyPass®
- Debit card that works with digital wallets like Apple Pay® and Google Pay™, plus MasterCard's® Zero-Liability Policy
- Digital Banking with Bill Pay, Pay People, Alerts, Mobile Deposit, Financial Tools - such as budgeting, and more!
- FDIC insurance
- $1,000 minimum opening deposit
- Receive eStatements ($5 monthly fee for paper statements)
- Maintain a minimum balance of $1,000 ($10 monthly fee if balance falls below $1,000)
- $1,000 overdraft protection option