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Gold Advantage

gold advantage logo

Enjoy a first-class checking account with club perks. From debit card rewards to earning solid interest, if you are age 50 or up, Gold Advantage Checking from Bank of Washington may be a perfect fit for you.

Minimum to Open

$25 minimum opening deposit with a minimum deposit relationship of $5,000 in any combination of deposit accounts with the Bank of Washington. 

Account Perks

Enjoy these great account perks with our premier checking account for those age 50 and up. All you have to do is fulfill the account requirements listed below during each statement cycle.

Account Requirements Per Statement Cycle*

  • Offered to customers age 50 and up
  • Keep at least $5,000 in deposits with the Bank of Washington (or pay $10/month )  
  • Receive eStatements ($5 monthly fee for paper statements)
  • Login to Online Banking each month  
  • Make at least 10 debit card purchases each month to earn a higher interest rate 
  • Receive eStatements to earn a higher interest rate and up to $15 per month in ATM fee refunds

Additional Features and Benefits 

Bank of Washington Gold Advantage Checking accounts offer these free additional services:

  • Free Online Banking
  • Free Mobile Banking
  • Free eStatements
  • Free Tele-Banker
  • Free Online Bill Pay
  • One Box of Free Club Checks Per Year
  • Discount on Safe Deposit Box 
  • Exclusive Events and Activities
  • 1 overdraft fee refunded upon request per year
  • Free Cashier’s Checks
  • Free Money Orders
  • Unlimited check writing
  • Optional $750 Bounce Protection


Open a Gold Advantage Checking Account with Premium Interest!

To start earning interest on your 50+ checking account, contact us today or visit your nearest Bank of Washington location in and around Franklin County, MO.

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*Please note: Account Requirements must post to the account during the statement cycle to qualify

**Does not change the term of your CD and rate bump only applies to the remainder of your term.